715 Harmon StSaint JosephMO64504








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Joseph at 715 Harmon St, Saint Joseph, MO, 64504 priced at $141,800 pairs $1,028/mo rent with $145/mo cash flow after a $694/mo payment. Total monthly income equals $1,028/mo, and annual cash flow comes to $1,739/yr on $47,007 invested. Return on cash invested is 23.61% in year one, and rental yield stands at 8.7% on a $141,800 basis. Equity gained on principal adds $915/yr, and 5% annual appreciation accumulates to $39,177 by year five. Five-year ROI measures 122.74% and total cumulative return in cash reaches $57,695. For financing, Ziffy Mortgage’s DSCR program evaluates $1,028/mo property income against a $694/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1927
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64504, Saint Joseph, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 2,999 (64.1%) |
| Renter Occupied HU | 1,109 (23.7%) |
| Vacant Housing Units | 571 (12.2%) |
| Median Home Value | $145,305 |
| Average Home Value | $190,535 |
Housing Distribution
Address Breakdown
Residential
4,238
Single Family
4,154
Multi-Family
84
Businesses
274
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