7135 Kalama River RdKalamaWA98625
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.52% gross rental yield, 7135 Kalama River Rd, Kalama, WA, 98625 in Kalama is priced for capital growth, not immediate cash flow. The $1,510,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $417,185 by year five, with $13,907/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.65) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $272,093.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(4,651) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,426 |
| Total Monthly Debt Service | $8,476 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
24.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98625, Kalama, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,171 (100%) |
| Owner Occupied HU | 2,489 (78.5%) |
| Renter Occupied HU | 469 (14.8%) |
| Vacant Housing Units | 213 ( 6.7%) |
| Median Home Value | $568,299 |
| Average Home Value | $654,277 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,266
Multi-Family
16
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
24.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98625, Kalama, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,171 (100%) |
| Owner Occupied HU | 2,489 (78.5%) |
| Renter Occupied HU | 469 (14.8%) |
| Vacant Housing Units | 213 ( 6.7%) |
| Median Home Value | $568,299 |
| Average Home Value | $654,277 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,266
Multi-Family
16
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DeAnna Bryson • Berkshire Hathaway HomeServices NW Real Estate
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #109736322
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2025 RMLS, Portland, Oregon. This content last updated on 2025-10-30 04:06:06 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.