








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Pontotoc at 7130 Highway 41, Pontotoc, MS, 38863 uses $44,753 cash to close to unlock $4,687/yr annual cash flow and $391/mo monthly cash flow. Total monthly income runs $1,217/mo, and a $661/mo payment keeps the spread at $391/mo. Purchase price stands at $135,000, and rental yield measures 10.82% with $1,217/mo rent. Return on cash invested shows 30.38% in year one, and 5% annual appreciation builds toward $37,298 over five years. Five-year ROI reaches 158.98% and total cumulative return in cash records $71,149. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,217/mo property income covering a $661/mo payment rather than investor’s personal income.
Single Family
Built in N/A
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
Date | Event | Price |
|---|---|---|
| 2025-05-23 | Listed for sale | $135,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-05-27 | $433.58 | 11.33% | $4,999 | 11.01% |
| 2022-05-27 | $389.44 | -3.83% | $4,503 | 0.83% |
| 2021-05-27 | $404.95 | 8.25% | $4,466 | N/A |



Listed by: Nicole Robinson Mills • CARLA C. LUNN REALTY
Mls Name: NMMLS
Mls Provider:
Mls ID: #25-1821
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.