712 N Union St, Middletown, PA, 17057 | $218/mo Cash Flow

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712 N Union St, Middletown, PA, 17057 | $218/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Middletown at 712 N Union St, Middletown, PA, 17057 listed at $235,000 pairs $1,758/mo rent with a $1,150/mo payment to leave $218/mo cash flow. Total monthly income runs $1,758/mo, and annual cash flow reaches $2,619/yr on $77,903 cash to close. Return on cash invested measures 23.27% in year one, and rental yield registers 8.98% at a $235,000 basis. Equity gained on principal adds $1,516/yr, and annual property appreciation at 5% supports $64,926 by year five. Five-year ROI tracks 121.39% and total cumulative return in cash totals $94,564. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,758/mo property income relative to a $1,150/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1950

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to 712 N Union Street, a beautifully maintained Cape Cod-style home in the heart of Middletown. This 3-bedroom, 1-bath home combines timeless charm with thoughtful modern updatesoffering move-in-ready comfort inside and out. Step inside to an inviting living room with new carpet and a large bay window that fills the space with natural light. The kitchen features black appliances, tile flooring, and a cozy eat-in area, while the remodeled bathroom having new flooring and a bathtub. Upstairs, youll find two bedrooms with updated vinyl plank flooring, along with a custom shiplap accent wall for added character. The primary bedroom on the first floor offers flexible space with a dressing area that could also serve as an office or nursery. The homes electrical system has been upgraded to 200-amp service with outdoor power extended to the shed and pool. Outdoor living is just as impressiveenjoy a spacious fenced patio area, an above-ground pool, and plenty of yard space for entertaining or relaxing. A new roof, gutters, and gutter guards provide peace of mind. Additional upgrades include a new garbage disposal, privacy fencing, and modern finishes throughout.

Neighborhood Data

Neighborhood data shown for ZIP Code: 17057, Middletown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,467 (100%)
Owner Occupied HU	6,273 (59.9%)
Renter Occupied HU	3,418 (32.7%)
Vacant Housing Units	776 ( 7.4%)
Median Home Value	$224,159
Average Home Value	$278,018