711 Beech StNorthern CambriaPA15714
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 711 Beech St, Northern Cambria, PA, 15714 in Northern Cambria fits: $299,900, 4.44% gross yield, and a projected 5% annual appreciation rate adding $82,857 in value within five years. Rental yield 4.44%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.82) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,762/yr in principal paydown and $82,857 in appreciation project a total return of $59,095.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.2% |
| Monthly Cash Flow | $(856) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,109 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15714, Northern Cambria, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,643 (100%) |
| Owner Occupied HU | 1,828 (69.2%) |
| Renter Occupied HU | 469 (17.7%) |
| Vacant Housing Units | 346 (13.1%) |
| Median Home Value | $110,541 |
| Average Home Value | $158,005 |
Housing Distribution
Address Breakdown
Residential
1,987
Single Family
1,982
Multi-Family
5
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15714, Northern Cambria, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,643 (100%) |
| Owner Occupied HU | 1,828 (69.2%) |
| Renter Occupied HU | 469 (17.7%) |
| Vacant Housing Units | 346 (13.1%) |
| Median Home Value | $110,541 |
| Average Home Value | $158,005 |
Housing Distribution
Address Breakdown
Residential
1,987
Single Family
1,982
Multi-Family
5
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Strayer • Century 21 Strayer & Assoc., Inc-Ebensburg
Mls Name: AHAR
Mls ID: #78266