710 N 5th StElsberryMO63343
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 710 N 5th St, Elsberry, MO, 63343 in Elsberry hard to pass up. The 11.02% gross yield on a $210,000 purchase results in $1,928/mo in rent and $621/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.04). Annual cash flow of $7,447, five-year appreciation of $58,019, and $1,934/yr in equity build-up combine for a projected total cumulative return of $119,575.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $621 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,928 |
| Total Monthly Debt Service | $1,224 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63343, Elsberry, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,013 (100%) |
| Owner Occupied HU | 1,301 (64.6%) |
| Renter Occupied HU | 427 (21.2%) |
| Vacant Housing Units | 285 (14.2%) |
| Median Home Value | $178,033 |
| Average Home Value | $209,387 |
Housing Distribution
Address Breakdown
Residential
1,829
Single Family
1,787
Multi-Family
42
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63343, Elsberry, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,013 (100%) |
| Owner Occupied HU | 1,301 (64.6%) |
| Renter Occupied HU | 427 (21.2%) |
| Vacant Housing Units | 285 (14.2%) |
| Median Home Value | $178,033 |
| Average Home Value | $209,387 |
Housing Distribution
Address Breakdown
Residential
1,829
Single Family
1,787
Multi-Family
42
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
