710 E Erica StYamhillOR97148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 710 E Erica St, Yamhill, OR, 97148 in Yamhill earns a 8.43% gross yield at $524,100. Rent of $3,744/mo nets $527/mo after the $2,357/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $144,799 and $4,827/yr in equity accumulation project a total cumulative return of $235,725.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $527 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,744 |
| Total Monthly Debt Service | $2,955 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97148, Yamhill, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,358 (100%) |
| Owner Occupied HU | 1,094 (80.6%) |
| Renter Occupied HU | 184 (13.5%) |
| Vacant Housing Units | 80 ( 5.9%) |
| Median Home Value | $670,894 |
| Average Home Value | $720,722 |
Housing Distribution
Address Breakdown
Residential
1,241
Single Family
1,240
Multi-Family
1
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97148, Yamhill, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,358 (100%) |
| Owner Occupied HU | 1,094 (80.6%) |
| Renter Occupied HU | 184 (13.5%) |
| Vacant Housing Units | 80 ( 5.9%) |
| Median Home Value | $670,894 |
| Average Home Value | $720,722 |
Housing Distribution
Address Breakdown
Residential
1,241
Single Family
1,240
Multi-Family
1
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices