71 Shady Maple LaneFranklinVT05457
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 71 Shady Maple Lane, Franklin, VT, 05457 in Franklin. At $509,900 it earns $4,172/mo in rent and distributes $780/mo to the owner after the $2,293/mo payment, a consistent 9.82% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $140,876 in value; $4,696/yr in principal paydown compounds ownership stake. Total projected return: $244,562.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $780 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,172 |
| Total Monthly Debt Service | $3,189 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
5.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05457, Franklin, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,011 (100%) |
| Owner Occupied HU | 629 (62.2%) |
| Renter Occupied HU | 114 (11.3%) |
| Vacant Housing Units | 268 (26.5%) |
| Median Home Value | $346,368 |
| Average Home Value | $369,607 |
Housing Distribution
Address Breakdown
Residential
597
Single Family
556
Multi-Family
41
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
5.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05457, Franklin, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,011 (100%) |
| Owner Occupied HU | 629 (62.2%) |
| Renter Occupied HU | 114 (11.3%) |
| Vacant Housing Units | 268 (26.5%) |
| Median Home Value | $346,368 |
| Average Home Value | $369,607 |
Housing Distribution
Address Breakdown
Residential
597
Single Family
556
Multi-Family
41
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices