71 S Main StGoshenMA01032
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 71 S Main St, Goshen, MA, 01032 in Goshen is straightforward: $250,000 in, $2,176/mo in rent, $376/mo out after debt service. The 10.44% gross yield and 1.94 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $69,070 by year five. With $2,303/yr in principal equity, the total cumulative return is projected at $120,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.0% |
| Monthly Cash Flow | $376 | $600 |
City averages based on Goshen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $1,700 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
2.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01032, Goshen, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 102 (100%) |
| Owner Occupied HU | 79 (77.5%) |
| Renter Occupied HU | 10 ( 9.8%) |
| Vacant Housing Units | 13 (12.7%) |
| Median Home Value | $398,438 |
| Average Home Value | $482,373 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
2.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01032, Goshen, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 102 (100%) |
| Owner Occupied HU | 79 (77.5%) |
| Renter Occupied HU | 10 ( 9.8%) |
| Vacant Housing Units | 13 (12.7%) |
| Median Home Value | $398,438 |
| Average Home Value | $482,373 |
Housing Distribution
Address Breakdown
Residential
68
Single Family
68
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey M. Loholdt • WILLIAM PITT SOTHEBY'S - GT BARRINGTON
Mls Name: BCMLS
Mls Provider:
Mls ID: #246205
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