71 Peter Coutts CirStanfordCA94305
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 71 Peter Coutts Cir, Stanford, CA, 94305 in Stanford is a conservative rental investment at $820,000. Rental yield 7.87%. A 1.46 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $226,551; $7,552/yr in principal paydown supplements. Total projected return: $220,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.5% |
| Monthly Cash Flow | $(1,531) | $1,500 |
City averages based on Stanford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,375 |
| Total Monthly Debt Service | $6,579 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$1,485 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94305, Stanford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,861 (100%) |
| Owner Occupied HU | 807 (16.6%) |
| Renter Occupied HU | 3,684 (75.8%) |
| Vacant Housing Units | 370 ( 7.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,986,338 |
Housing Distribution
Address Breakdown
Residential
4,429
Single Family
1,688
Multi-Family
2,741
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$1,485 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94305, Stanford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,861 (100%) |
| Owner Occupied HU | 807 (16.6%) |
| Renter Occupied HU | 3,684 (75.8%) |
| Vacant Housing Units | 370 ( 7.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,986,338 |
Housing Distribution
Address Breakdown
Residential
4,429
Single Family
1,688
Multi-Family
2,741
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices