71 Main StreetFair HavenVT05743
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 71 Main Street, Fair Haven, VT, 05743 in Fair Haven offers a clean, manageable entry. Rental yield 6%. DSCR 1.11 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $99,434 in additional property value over five years, with $3,315/yr in principal equity building ownership stake. Total projected cumulative return: $99,018.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(594) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $2,251 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hughes Group Team • Casella Real Estate
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5010669
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-02-19 18:31:42 PST. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.