709 Hamilton StreetMount HorebWI53572
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 709 Hamilton Street, Mount Horeb, WI, 53572 in Mount Horeb is narrow, $74/mo net on $2,959/mo rent after the $1,933/mo debt service, but the property operates at break-even-plus, not a loss. At $429,900 with a 8.26% yield, the long-run equity case via 5% appreciation ($118,773 over five years) and $3,959/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $168,816.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $74 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,959 |
| Total Monthly Debt Service | $2,714 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53572, Mount Horeb, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 3,216 (72.3%) |
| Renter Occupied HU | 1,070 (24.1%) |
| Vacant Housing Units | 163 ( 3.7%) |
| Median Home Value | $457,125 |
| Average Home Value | $506,480 |
Housing Distribution
Address Breakdown
Residential
4,450
Single Family
3,943
Multi-Family
507
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53572, Mount Horeb, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 3,216 (72.3%) |
| Renter Occupied HU | 1,070 (24.1%) |
| Vacant Housing Units | 163 ( 3.7%) |
| Median Home Value | $457,125 |
| Average Home Value | $506,480 |
Housing Distribution
Address Breakdown
Residential
4,450
Single Family
3,943
Multi-Family
507
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WIREX MLS
Mls ID: #2018806