708 Willow AveRocky FordCO81067
INVESTMENT ANALYSIS
Investment Verdict
Solid Income708 Willow Ave, Rocky Ford, CO, 81067 in Rocky Ford earns a respectable 9.1% gross yield at $105,000, but after the $472/mo mortgage the net cash flow is $184/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.69) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $29,010 over five years, making equity the dominant return driver. Total projected return: $51,507.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $184 | $1,200 |
City averages based on Rocky Ford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $796 |
| Total Monthly Debt Service | $570 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81067, Rocky Ford, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,610 (100%) |
| Owner Occupied HU | 1,434 (54.9%) |
| Renter Occupied HU | 802 (30.7%) |
| Vacant Housing Units | 374 (14.3%) |
| Median Home Value | $151,415 |
| Average Home Value | $182,301 |
Housing Distribution
Address Breakdown
Residential
2,279
Single Family
2,113
Multi-Family
166
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81067, Rocky Ford, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,610 (100%) |
| Owner Occupied HU | 1,434 (54.9%) |
| Renter Occupied HU | 802 (30.7%) |
| Vacant Housing Units | 374 (14.3%) |
| Median Home Value | $151,415 |
| Average Home Value | $182,301 |
Housing Distribution
Address Breakdown
Residential
2,279
Single Family
2,113
Multi-Family
166
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Juanita Gonzales • Rocky Mountain Realty
Mls Name: PAR
Mls Provider:
Mls ID: #230267
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.