410 6th StFowlerCO81039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 410 6th St, Fowler, CO, 81039 in Fowler is narrow, $185/mo net on $826/mo rent after the $472/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.01% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $967/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.75 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $53,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $185 | $1,200 |
City averages based on Fowler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $826 |
| Total Monthly Debt Service | $570 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81039, Fowler, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 898 (100%) |
| Owner Occupied HU | 549 (61.1%) |
| Renter Occupied HU | 264 (29.4%) |
| Vacant Housing Units | 85 ( 9.5%) |
| Median Home Value | $212,931 |
| Average Home Value | $262,181 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
814
Multi-Family
21
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81039, Fowler, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 898 (100%) |
| Owner Occupied HU | 549 (61.1%) |
| Renter Occupied HU | 264 (29.4%) |
| Vacant Housing Units | 85 ( 9.5%) |
| Median Home Value | $212,931 |
| Average Home Value | $262,181 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
814
Multi-Family
21
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shirley Cash • Cash Realty LLC
Mls Name: PAR
Mls Provider:
Mls ID: #229299
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.