705 Metropolitan DrBreaCA92821
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 705 Metropolitan Dr, Brea, CA, 92821 in Brea earns a 9.27% gross yield at $899,000. Rent of $6,947/mo nets $934/mo after the $4,042/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $248,377 and $8,280/yr in equity accumulation project a total cumulative return of $402,944.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $934 | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,947 |
| Total Monthly Debt Service | $5,655 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2016
N/A lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2016
N/A lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices