705 Dickerson StShelbinaMO63468
INVESTMENT ANALYSIS
Investment Verdict
Solid Income705 Dickerson St, Shelbina, MO, 63468 in Shelbina is a solid income-producing rental, 9.01% gross yield, $2,183/mo rent, $372/mo net cash flow on a $290,700 buy. DSCR 1.67 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $80,315 and $2,677/yr in principal reduction project a total cumulative return of $134,278.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $372 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,183 |
| Total Monthly Debt Service | $1,695 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1994
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63468, Shelbina, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,191 (100%) |
| Owner Occupied HU | 758 (63.6%) |
| Renter Occupied HU | 252 (21.2%) |
| Vacant Housing Units | 181 (15.2%) |
| Median Home Value | $111,782 |
| Average Home Value | $162,701 |
Housing Distribution
Address Breakdown
Residential
1,059
Single Family
1,059
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1994
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63468, Shelbina, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,191 (100%) |
| Owner Occupied HU | 758 (63.6%) |
| Renter Occupied HU | 252 (21.2%) |
| Vacant Housing Units | 181 (15.2%) |
| Median Home Value | $111,782 |
| Average Home Value | $162,701 |
Housing Distribution
Address Breakdown
Residential
1,059
Single Family
1,059
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices