7038 Castleridge StSan AntonioTX78227
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 7038 Castleridge St, San Antonio, TX, 78227 in San Antonio is the 1.79 coverage ratio: rent of $1,211/mo versus a $678/mo debt payment on a $150,800 property. Rental yield 9.08%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $41,663 by year five, with $1,389/yr in equity from paydown. Total projected cumulative return: $54,187.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $(64) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,211 |
| Total Monthly Debt Service | $1,221 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7,039 sqft lot
$N/A/sqft
$59 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7,039 sqft lot
$N/A/sqft
$59 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A