7004 Darbey Knoll DrGainesvilleVA20155
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 7004 Darbey Knoll Dr, Gainesville, VA, 20155 in Gainesville at $637,200. Rental yield 7.33%. The 7.33% yield and 1.36 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $176,047 by year five, and $5,869/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $234,200.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(120) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,894 |
| Total Monthly Debt Service | $3,761 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2014
2,003 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20155, Gainesville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,010 (100%) |
| Owner Occupied HU | 11,157 (85.8%) |
| Renter Occupied HU | 1,615 (12.4%) |
| Vacant Housing Units | 238 ( 1.8%) |
| Median Home Value | $684,202 |
| Average Home Value | $725,420 |
Housing Distribution
Address Breakdown
Residential
12,972
Single Family
12,092
Multi-Family
880
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2014
2,003 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20155, Gainesville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,010 (100%) |
| Owner Occupied HU | 11,157 (85.8%) |
| Renter Occupied HU | 1,615 (12.4%) |
| Vacant Housing Units | 238 ( 1.8%) |
| Median Home Value | $684,202 |
| Average Home Value | $725,420 |
Housing Distribution
Address Breakdown
Residential
12,972
Single Family
12,092
Multi-Family
880
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A