7003 Taruca LnAustinTX78736
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 7003 Taruca Ln, Austin, TX, 78736 in Austin. Rental yield 6.92%. The 1.28 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $163,969 and $5,466/yr in principal reduction project total return of $165,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 4.5% |
| Monthly Cash Flow | $(975) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $4,159 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
10,772 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78736, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,570 (100%) |
| Owner Occupied HU | 2,509 (54.9%) |
| Renter Occupied HU | 1,849 (40.5%) |
| Vacant Housing Units | 212 ( 4.6%) |
| Median Home Value | $674,083 |
| Average Home Value | $734,387 |
Housing Distribution
Address Breakdown
Residential
4,750
Single Family
3,103
Multi-Family
1,647
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
10,772 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78736, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,570 (100%) |
| Owner Occupied HU | 2,509 (54.9%) |
| Renter Occupied HU | 1,849 (40.5%) |
| Vacant Housing Units | 212 ( 4.6%) |
| Median Home Value | $674,083 |
| Average Home Value | $734,387 |
Housing Distribution
Address Breakdown
Residential
4,750
Single Family
3,103
Multi-Family
1,647
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices