7001 E A RdBranchMI49402
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7001 E A Rd, Branch, MI, 49402 in Branch speaks for itself: 12.99% gross on a $474,900 price, generating $5,140/mo in rent and $2,008/mo in net income after the $2,135/mo debt service. DSCR 2.41, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,094 stacks alongside $131,206 in projected five-year appreciation and $4,374/yr in principal reduction. Projected total cumulative return: $310,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.3% |
| Monthly Cash Flow | $2,008 | $950 |
City averages based on Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,140 |
| Total Monthly Debt Service | $2,943 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49402, Branch, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,605 (100%) |
| Owner Occupied HU | 706 (44.0%) |
| Renter Occupied HU | 98 ( 6.1%) |
| Vacant Housing Units | 801 (49.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $228,938 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
724
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices