700 Spring Hill DrWoodburyMN55125
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 700 Spring Hill Dr, Woodbury, MN, 55125 in Woodbury is straightforward: $545,000 in, $3,683/mo in rent, $259/mo out after debt service. The 8.11% gross yield and 1.50 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $150,573 by year five. With $5,020/yr in principal equity, the total cumulative return is projected at $223,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 3.2% |
| Monthly Cash Flow | $259 | $1,200 |
City averages based on Woodbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,683 |
| Total Monthly Debt Service | $3,207 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.30 Acres lot
$N/A/sqft
$247 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55125, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,472 (100%) |
| Owner Occupied HU | 13,025 (74.5%) |
| Renter Occupied HU | 4,032 (23.1%) |
| Vacant Housing Units | 415 ( 2.4%) |
| Median Home Value | $431,767 |
| Average Home Value | $476,513 |
Housing Distribution
Address Breakdown
Residential
17,160
Single Family
14,939
Multi-Family
2,221
Businesses
1,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.30 Acres lot
$N/A/sqft
$247 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55125, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,472 (100%) |
| Owner Occupied HU | 13,025 (74.5%) |
| Renter Occupied HU | 4,032 (23.1%) |
| Vacant Housing Units | 415 ( 2.4%) |
| Median Home Value | $431,767 |
| Average Home Value | $476,513 |
Housing Distribution
Address Breakdown
Residential
17,160
Single Family
14,939
Multi-Family
2,221
Businesses
1,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices