700 Smallwood RdStantonKY40380
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 700 Smallwood Rd, Stanton, KY, 40380 in Stanton at $184,900 earns $1,260/mo in rent and nets $135/mo after the $831/mo payment, a 8.18% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $51,084 over five years. Ziffy Mortgage underwrites this on a 1.52 DSCR without U.S. credit history. With $1,703/yr in principal paydown, total projected return reaches $78,740.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $135 | $950 |
City averages based on Stanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $1,052 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40380, Stanton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,982 (100%) |
| Owner Occupied HU | 1,823 (61.1%) |
| Renter Occupied HU | 847 (28.4%) |
| Vacant Housing Units | 312 (10.5%) |
| Median Home Value | $165,261 |
| Average Home Value | $222,388 |
Housing Distribution
Address Breakdown
Residential
2,939
Single Family
2,939
Multi-Family
0
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40380, Stanton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,982 (100%) |
| Owner Occupied HU | 1,823 (61.1%) |
| Renter Occupied HU | 847 (28.4%) |
| Vacant Housing Units | 312 (10.5%) |
| Median Home Value | $165,261 |
| Average Home Value | $222,388 |
Housing Distribution
Address Breakdown
Residential
2,939
Single Family
2,939
Multi-Family
0
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices