700 County Route 2ElizavilleNY12523
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Elizaville rentals match the income profile of 700 County Route 2, Elizaville, NY, 12523. Listed at $429,000, gross rent is $7,112/mo and net cash flow is $4,248/mo, a 19.89% yield well above national averages. DSCR 3.69 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $118,525 by year five with $3,951/yr in annual principal reduction, projecting $436,888 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.9% | 6.2% |
| Monthly Cash Flow | $4,248 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,112 |
| Total Monthly Debt Service | $2,694 |
| DSCR Ratio | 2.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12523, Elizaville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,131 (100%) |
| Owner Occupied HU | 660 (58.4%) |
| Renter Occupied HU | 201 (17.8%) |
| Vacant Housing Units | 270 (23.9%) |
| Median Home Value | $424,138 |
| Average Home Value | $532,564 |
Housing Distribution
Address Breakdown
Residential
886
Single Family
886
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12523, Elizaville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,131 (100%) |
| Owner Occupied HU | 660 (58.4%) |
| Renter Occupied HU | 201 (17.8%) |
| Vacant Housing Units | 270 (23.9%) |
| Median Home Value | $424,138 |
| Average Home Value | $532,564 |
Housing Distribution
Address Breakdown
Residential
886
Single Family
886
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices