70 Villa CirFairfieldCA94533
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 70 Villa Cir, Fairfield, CA, 94533 in Fairfield speaks for itself: 18.53% gross on a $250,000 price, generating $3,860/mo in rent and $1,872/mo in net income after the $1,124/mo debt service. DSCR 3.43, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,467 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $217,201.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.5% | 6.0% |
| Monthly Cash Flow | $1,872 | $300 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,860 |
| Total Monthly Debt Service | $1,889 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
1,742 sqft lot
$N/A/sqft
$406 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
1,742 sqft lot
$N/A/sqft
$406 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices