70 Country LnSharpsburgKY40374
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 70 Country Ln, Sharpsburg, KY, 40374 in Sharpsburg. Priced at $125,600, it generates $1,402/mo in gross rent and $637/mo in net monthly cash flow, a 13.39% yield that comfortably supports the 2.48 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,646. Five-year appreciation: $34,701. Equity from principal paydown: $1,157/yr. Total projected cumulative return: $88,620.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 9.0% |
| Monthly Cash Flow | $637 | $350 |
City averages based on Sharpsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,402 |
| Total Monthly Debt Service | $714 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40374, Sharpsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 635 (70.6%) |
| Renter Occupied HU | 177 (19.7%) |
| Vacant Housing Units | 88 ( 9.8%) |
| Median Home Value | $134,722 |
| Average Home Value | $202,051 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
788
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40374, Sharpsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 635 (70.6%) |
| Renter Occupied HU | 177 (19.7%) |
| Vacant Housing Units | 88 ( 9.8%) |
| Median Home Value | $134,722 |
| Average Home Value | $202,051 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
788
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Slava Furs • 85W Real Estate
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25018228
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.