70 Central AveSewarenNJ07077
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow70 Central Ave, Sewaren, NJ, 07077 in Sewaren is a top-tier cash-flow asset. At $348,500 it produces $3,796/mo in rent and $1,312/mo in net monthly income, a 13.07% gross rental yield. The DSCR of 2.42 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,739. Five-year appreciation adds $96,284, driving a total cumulative return of $218,010.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.2% |
| Monthly Cash Flow | $1,312 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,796 |
| Total Monthly Debt Service | $2,345 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07077, Sewaren, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,079 (100%) |
| Owner Occupied HU | 783 (72.6%) |
| Renter Occupied HU | 243 (22.5%) |
| Vacant Housing Units | 53 ( 4.9%) |
| Median Home Value | $470,940 |
| Average Home Value | $555,522 |
Housing Distribution
Address Breakdown
Residential
968
Single Family
966
Multi-Family
2
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07077, Sewaren, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,079 (100%) |
| Owner Occupied HU | 783 (72.6%) |
| Renter Occupied HU | 243 (22.5%) |
| Vacant Housing Units | 53 ( 4.9%) |
| Median Home Value | $470,940 |
| Average Home Value | $555,522 |
Housing Distribution
Address Breakdown
Residential
968
Single Family
966
Multi-Family
2
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices