7 Whispering Spring DriveMillstone TownshipNJ08510
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7 Whispering Spring Drive, Millstone Township, NJ, 08510 in Millstone Township carries a 1.53 coverage ratio, rent of $6,518/mo is 1.53 times the $4,272/mo payment. Rental yield 8.23%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $950,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $262,467; total projected cumulative return: $347,811.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(253) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,518 |
| Total Monthly Debt Service | $6,393 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08510, Clarksburg, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,763 (100%) |
| Owner Occupied HU | 1,607 (91.2%) |
| Renter Occupied HU | 113 ( 6.4%) |
| Vacant Housing Units | 43 ( 2.4%) |
| Median Home Value | $767,890 |
| Average Home Value | $821,714 |
Housing Distribution
Address Breakdown
Residential
1,657
Single Family
1,657
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08510, Clarksburg, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,763 (100%) |
| Owner Occupied HU | 1,607 (91.2%) |
| Renter Occupied HU | 113 ( 6.4%) |
| Vacant Housing Units | 43 ( 2.4%) |
| Median Home Value | $767,890 |
| Average Home Value | $821,714 |
Housing Distribution
Address Breakdown
Residential
1,657
Single Family
1,657
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Weinfeld • Coldwell Banker Realty
Mls Name: MOMLS
Mls Provider:
Mls ID: #22508478
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.