7 W Railroad AveWest HaverstrawNY10993
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7 W Railroad Ave, West Haverstraw, NY, 10993 in West Haverstraw speaks for itself: 15.98% gross on a $330,400 price, generating $4,400/mo in rent and $2,194/mo in net income after the $1,486/mo debt service. DSCR 2.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,329 stacks alongside $91,283 in projected five-year appreciation and $3,043/yr in principal reduction. Projected total cumulative return: $267,123.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 6.2% |
| Monthly Cash Flow | $2,194 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,400 |
| Total Monthly Debt Service | $2,075 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1965
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10993, West Haverstraw, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,749 (100%) |
| Owner Occupied HU | 871 (49.8%) |
| Renter Occupied HU | 806 (46.1%) |
| Vacant Housing Units | 72 ( 4.1%) |
| Median Home Value | $388,492 |
| Average Home Value | $427,638 |
Housing Distribution
Address Breakdown
Residential
1,606
Single Family
1,606
Multi-Family
0
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1965
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10993, West Haverstraw, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,749 (100%) |
| Owner Occupied HU | 871 (49.8%) |
| Renter Occupied HU | 806 (46.1%) |
| Vacant Housing Units | 72 ( 4.1%) |
| Median Home Value | $388,492 |
| Average Home Value | $427,638 |
Housing Distribution
Address Breakdown
Residential
1,606
Single Family
1,606
Multi-Family
0
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A