7 Seneca AveGeneseoNY14454
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Geneseo rentals match the income profile of 7 Seneca Ave, Geneseo, NY, 14454. Listed at $239,900, gross rent is $3,527/mo and net cash flow is $1,925/mo, a 17.64% yield well above national averages. DSCR 3.27 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $66,280 by year five with $2,210/yr in annual principal reduction, projecting $215,361 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.6% | 6.2% |
| Monthly Cash Flow | $1,925 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,527 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14454, Geneseo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,937 (100%) |
| Owner Occupied HU | 1,802 (45.8%) |
| Renter Occupied HU | 1,561 (39.6%) |
| Vacant Housing Units | 574 (14.6%) |
| Median Home Value | $236,513 |
| Average Home Value | $284,529 |
Housing Distribution
Address Breakdown
Residential
3,304
Single Family
2,634
Multi-Family
670
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14454, Geneseo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,937 (100%) |
| Owner Occupied HU | 1,802 (45.8%) |
| Renter Occupied HU | 1,561 (39.6%) |
| Vacant Housing Units | 574 (14.6%) |
| Median Home Value | $236,513 |
| Average Home Value | $284,529 |
Housing Distribution
Address Breakdown
Residential
3,304
Single Family
2,634
Multi-Family
670
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices