7 Laurel LnChesterNJ07930
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 7 Laurel Ln, Chester, NJ, 07930 in Chester hard to pass up. The 11.58% gross yield on a $645,000 purchase results in $6,223/mo in rent and $1,626/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $19,509, five-year appreciation of $178,202, and $5,941/yr in equity build-up combine for a projected total cumulative return of $351,853.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,626 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,223 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07930, Chester, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,220 (100%) |
| Owner Occupied HU | 2,779 (86.3%) |
| Renter Occupied HU | 280 ( 8.7%) |
| Vacant Housing Units | 161 ( 5.0%) |
| Median Home Value | $840,022 |
| Average Home Value | $889,051 |
Housing Distribution
Address Breakdown
Residential
3,032
Single Family
3,032
Multi-Family
0
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07930, Chester, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,220 (100%) |
| Owner Occupied HU | 2,779 (86.3%) |
| Renter Occupied HU | 280 ( 8.7%) |
| Vacant Housing Units | 161 ( 5.0%) |
| Median Home Value | $840,022 |
| Average Home Value | $889,051 |
Housing Distribution
Address Breakdown
Residential
3,032
Single Family
3,032
Multi-Family
0
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Cardullo • Weichert Realtors
Mls Name: GSMLS
Mls ID: #3967977