7 Freleigh PlaceCoxsackieNY12051
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7 Freleigh Place, Coxsackie, NY, 12051 in Coxsackie. Priced at $323,900, it generates $3,140/mo in gross rent and $977/mo in net monthly cash flow, a 11.63% yield that comfortably supports the 2.16 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,729. Five-year appreciation: $89,488. Equity from principal paydown: $2,983/yr. Total projected cumulative return: $186,436.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $977 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,140 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1865
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12051, Coxsackie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,905 (100%) |
| Owner Occupied HU | 1,000 (52.5%) |
| Renter Occupied HU | 653 (34.3%) |
| Vacant Housing Units | 252 (13.2%) |
| Median Home Value | $336,857 |
| Average Home Value | $369,323 |
Housing Distribution
Address Breakdown
Residential
1,456
Single Family
1,455
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1865
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12051, Coxsackie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,905 (100%) |
| Owner Occupied HU | 1,000 (52.5%) |
| Renter Occupied HU | 653 (34.3%) |
| Vacant Housing Units | 252 (13.2%) |
| Median Home Value | $336,857 |
| Average Home Value | $369,323 |
Housing Distribution
Address Breakdown
Residential
1,456
Single Family
1,455
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices