7 Bridge StUnion CityPA16438
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 7 Bridge St, Union City, PA, 16438 in Union City deserves attention. This $164,900 property earns $1,608/mo in rent, a 11.7% gross yield, and nets $527/mo after the $741/mo payment. DSCR 2.17 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $45,559 compounds alongside $1,519/yr in yearly equity build, for a total cumulative return of $96,785.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $527 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,608 |
| Total Monthly Debt Service | $1,015 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16438, Union City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,156 (100%) |
| Owner Occupied HU | 2,413 (58.1%) |
| Renter Occupied HU | 741 (17.8%) |
| Vacant Housing Units | 1,002 (24.1%) |
| Median Home Value | $188,606 |
| Average Home Value | $238,924 |
Housing Distribution
Address Breakdown
Residential
3,226
Single Family
3,104
Multi-Family
122
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16438, Union City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,156 (100%) |
| Owner Occupied HU | 2,413 (58.1%) |
| Renter Occupied HU | 741 (17.8%) |
| Vacant Housing Units | 1,002 (24.1%) |
| Median Home Value | $188,606 |
| Average Home Value | $238,924 |
Housing Distribution
Address Breakdown
Residential
3,226
Single Family
3,104
Multi-Family
122
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GEMLS
Mls ID: #190214