697 W Main StBushnellIL61422
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow697 W Main St, Bushnell, IL, 61422 in Bushnell is a top-tier cash-flow asset. At $129,900 it produces $1,861/mo in rent and $960/mo in net monthly income, a 17.19% gross rental yield. The DSCR of 3.19 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,522. Five-year appreciation adds $35,889, driving a total cumulative return of $111,476.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 7.0% |
| Monthly Cash Flow | $960 | $300 |
City averages based on Bushnell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,861 |
| Total Monthly Debt Service | $849 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
10,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61422, Bushnell, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,551 (100%) |
| Owner Occupied HU | 995 (64.2%) |
| Renter Occupied HU | 346 (22.3%) |
| Vacant Housing Units | 210 (13.5%) |
| Median Home Value | $85,531 |
| Average Home Value | $115,711 |
Housing Distribution
Address Breakdown
Residential
1,388
Single Family
1,388
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
10,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61422, Bushnell, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,551 (100%) |
| Owner Occupied HU | 995 (64.2%) |
| Renter Occupied HU | 346 (22.3%) |
| Vacant Housing Units | 210 (13.5%) |
| Median Home Value | $85,531 |
| Average Home Value | $115,711 |
Housing Distribution
Address Breakdown
Residential
1,388
Single Family
1,388
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices