6953 Rodling DrSan JoseCA95138
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6953 Rodling Dr, San Jose, CA, 95138 in San Jose at $735,000 earns $5,074/mo in rent and nets $104/mo after the $3,305/mo payment, a 8.28% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $203,067 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $6,769/yr in principal paydown, total projected return reaches $287,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $104 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,074 |
| Total Monthly Debt Service | $4,677 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1992
532 sqft lot
$N/A/sqft
$423 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95138, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,049 (100%) |
| Owner Occupied HU | 4,809 (79.5%) |
| Renter Occupied HU | 1,082 (17.9%) |
| Vacant Housing Units | 158 ( 2.6%) |
| Median Home Value | $1,514,052 |
| Average Home Value | $1,484,227 |
Housing Distribution
Address Breakdown
Residential
6,036
Single Family
5,812
Multi-Family
224
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1992
532 sqft lot
$N/A/sqft
$423 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95138, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,049 (100%) |
| Owner Occupied HU | 4,809 (79.5%) |
| Renter Occupied HU | 1,082 (17.9%) |
| Vacant Housing Units | 158 ( 2.6%) |
| Median Home Value | $1,514,052 |
| Average Home Value | $1,484,227 |
Housing Distribution
Address Breakdown
Residential
6,036
Single Family
5,812
Multi-Family
224
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices