6951 State Highway 178LyonsGA30436
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 6951 State Highway 178, Lyons, GA, 30436 in Lyons deserves attention. This $105,309 property earns $1,942/mo in rent, a 22.12% gross yield, and nets $1,301/mo after the $474/mo payment. DSCR 4.10 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $29,095 compounds alongside $970/yr in yearly equity build, for a total cumulative return of $123,597.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.1% | 8.0% |
| Monthly Cash Flow | $1,301 | $300 |
City averages based on Lyons market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,942 |
| Total Monthly Debt Service | $599 |
| DSCR Ratio | 3.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
8.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30436, Lyons, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,334 (100%) |
| Owner Occupied HU | 3,005 (56.3%) |
| Renter Occupied HU | 1,539 (28.9%) |
| Vacant Housing Units | 790 (14.8%) |
| Median Home Value | $127,448 |
| Average Home Value | $179,259 |
Housing Distribution
Address Breakdown
Residential
4,729
Single Family
4,661
Multi-Family
68
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
8.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30436, Lyons, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,334 (100%) |
| Owner Occupied HU | 3,005 (56.3%) |
| Renter Occupied HU | 1,539 (28.9%) |
| Vacant Housing Units | 790 (14.8%) |
| Median Home Value | $127,448 |
| Average Home Value | $179,259 |
Housing Distribution
Address Breakdown
Residential
4,729
Single Family
4,661
Multi-Family
68
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices