6942 Pera DrRancho MurietaCA95683
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6942 Pera Dr, Rancho Murieta, CA, 95683 in Rancho Murieta at $695,000, 5.8% gross yield, is a market-growth asset. Rental yield 5.8%. The $3,359/mo rent partially funds the $3,125/mo debt service; the core return is the 5%/yr price growth projected to add $192,016 over five years. Ziffy Mortgage's DSCR mortgage (1.07) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $203,056.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(1,086) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,359 |
| Total Monthly Debt Service | $4,023 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose Ruiz • 3Sixty Real Estate
Mls Name: MetroList Services of CA
Mls ID: #226017421