693 Windy Hill RdCamptonKY41301
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 693 Windy Hill Rd, Campton, KY, 41301 in Campton fits: $248,000, 3.93% gross yield, and a projected 5% annual appreciation rate adding $68,518 in value within five years. Rental yield 3.93%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.73) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,284/yr in principal paydown and $68,518 in appreciation project a total return of $49,085.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 8.0% |
| Monthly Cash Flow | $(697) | $800 |
City averages based on Campton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $812 |
| Total Monthly Debt Service | $1,411 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2013
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41301, Campton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,551 (100%) |
| Owner Occupied HU | 1,623 (63.6%) |
| Renter Occupied HU | 623 (24.4%) |
| Vacant Housing Units | 305 (12.0%) |
| Median Home Value | $81,939 |
| Average Home Value | $154,288 |
Housing Distribution
Address Breakdown
Residential
2,290
Single Family
2,271
Multi-Family
19
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2013
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41301, Campton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,551 (100%) |
| Owner Occupied HU | 1,623 (63.6%) |
| Renter Occupied HU | 623 (24.4%) |
| Vacant Housing Units | 305 (12.0%) |
| Median Home Value | $81,939 |
| Average Home Value | $154,288 |
Housing Distribution
Address Breakdown
Residential
2,290
Single Family
2,271
Multi-Family
19
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jody L Moore • Rector Hayden Realtors
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25013539
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.