6905 Lowery CtHurlockMD21643
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 6905 Lowery Ct, Hurlock, MD, 21643 in Hurlock deserves attention. This $249,000 property earns $2,171/mo in rent, a 10.46% gross yield, and nets $622/mo after the $1,120/mo payment. DSCR 1.94 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $68,794 compounds alongside $2,293/yr in yearly equity build, for a total cumulative return of $134,529.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $622 | $850 |
City averages based on Hurlock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,171 |
| Total Monthly Debt Service | $1,450 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21643, Hurlock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,458 (100%) |
| Owner Occupied HU | 1,709 (69.5%) |
| Renter Occupied HU | 502 (20.4%) |
| Vacant Housing Units | 247 (10.0%) |
| Median Home Value | $203,443 |
| Average Home Value | $209,383 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,093
Multi-Family
28
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21643, Hurlock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,458 (100%) |
| Owner Occupied HU | 1,709 (69.5%) |
| Renter Occupied HU | 502 (20.4%) |
| Vacant Housing Units | 247 (10.0%) |
| Median Home Value | $203,443 |
| Average Home Value | $209,383 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,093
Multi-Family
28
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices