69 Aspen DriveGoldenCO80403
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 69 Aspen Drive, Golden, CO, 80403 in Golden earns a 7.54% gross yield at $544,000. Rent of $3,420/mo nets $250/mo after the $2,446/mo mortgage. The 1.40 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $150,297 and $5,010/yr in equity accumulation project a total cumulative return of $221,547.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $250 | $300 |
City averages based on Golden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $2,954 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80403, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,184 (100%) |
| Owner Occupied HU | 7,073 (77.0%) |
| Renter Occupied HU | 1,485 (16.2%) |
| Vacant Housing Units | 626 ( 6.8%) |
| Median Home Value | $880,886 |
| Average Home Value | $959,937 |
Housing Distribution
Address Breakdown
Residential
8,821
Single Family
8,580
Multi-Family
241
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80403, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,184 (100%) |
| Owner Occupied HU | 7,073 (77.0%) |
| Renter Occupied HU | 1,485 (16.2%) |
| Vacant Housing Units | 626 ( 6.8%) |
| Median Home Value | $880,886 |
| Average Home Value | $959,937 |
Housing Distribution
Address Breakdown
Residential
8,821
Single Family
8,580
Multi-Family
241
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices