6892 Cindy StWintonCA95388
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6892 Cindy St, Winton, CA, 95388 in Winton speaks for itself: 12.52% gross on a $339,000 price, generating $3,536/mo in rent and $1,439/mo in net income after the $1,524/mo debt service. DSCR 2.32, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,271 stacks alongside $93,659 in projected five-year appreciation and $3,122/yr in principal reduction. Projected total cumulative return: $221,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.0% |
| Monthly Cash Flow | $1,439 | $300 |
City averages based on Winton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,536 |
| Total Monthly Debt Service | $1,962 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
7,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95388, Winton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,026 (100%) |
| Owner Occupied HU | 2,219 (55.1%) |
| Renter Occupied HU | 1,683 (41.8%) |
| Vacant Housing Units | 124 ( 3.1%) |
| Median Home Value | $359,661 |
| Average Home Value | $411,136 |
Housing Distribution
Address Breakdown
Residential
3,178
Single Family
3,178
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
7,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95388, Winton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,026 (100%) |
| Owner Occupied HU | 2,219 (55.1%) |
| Renter Occupied HU | 1,683 (41.8%) |
| Vacant Housing Units | 124 ( 3.1%) |
| Median Home Value | $359,661 |
| Average Home Value | $411,136 |
Housing Distribution
Address Breakdown
Residential
3,178
Single Family
3,178
Multi-Family
0
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices