689 Chipplegate DrDaytonOH45459
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 689 Chipplegate Dr, Dayton, OH, 45459 in Dayton deserves attention. This $409,900 property earns $4,045/mo in rent, a 11.84% gross yield, and nets $1,349/mo after the $1,843/mo payment. DSCR 2.19 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $113,248 compounds alongside $3,775/yr in yearly equity build, for a total cumulative return of $242,924.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.1% |
| Monthly Cash Flow | $1,349 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,045 |
| Total Monthly Debt Service | $2,533 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45459, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,818 (100%) |
| Owner Occupied HU | 8,745 (63.3%) |
| Renter Occupied HU | 4,152 (30.0%) |
| Vacant Housing Units | 921 ( 6.7%) |
| Median Home Value | $311,875 |
| Average Home Value | $324,662 |
Housing Distribution
Address Breakdown
Residential
13,934
Single Family
11,711
Multi-Family
2,223
Businesses
1,746
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45459, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,818 (100%) |
| Owner Occupied HU | 8,745 (63.3%) |
| Renter Occupied HU | 4,152 (30.0%) |
| Vacant Housing Units | 921 ( 6.7%) |
| Median Home Value | $311,875 |
| Average Home Value | $324,662 |
Housing Distribution
Address Breakdown
Residential
13,934
Single Family
11,711
Multi-Family
2,223
Businesses
1,746
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices