6882 Belle RdHarborcreekPA16421
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 6882 Belle Rd, Harborcreek, PA, 16421 in Harborcreek is straightforward: $137,900 in, $1,228/mo in rent, $284/mo out after debt service. The 10.68% gross yield and 1.98 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $38,099 by year five. With $1,270/yr in principal equity, the total cumulative return is projected at $71,023.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $284 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,228 |
| Total Monthly Debt Service | $889 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16421, Harborcreek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,154 (100%) |
| Owner Occupied HU | 913 (79.1%) |
| Renter Occupied HU | 160 (13.9%) |
| Vacant Housing Units | 81 ( 7.0%) |
| Median Home Value | $271,042 |
| Average Home Value | $319,493 |
Housing Distribution
Address Breakdown
Residential
985
Single Family
910
Multi-Family
75
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16421, Harborcreek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,154 (100%) |
| Owner Occupied HU | 913 (79.1%) |
| Renter Occupied HU | 160 (13.9%) |
| Vacant Housing Units | 81 ( 7.0%) |
| Median Home Value | $271,042 |
| Average Home Value | $319,493 |
Housing Distribution
Address Breakdown
Residential
985
Single Family
910
Multi-Family
75
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices