6876 Rowley DrOsseoMI49266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow6876 Rowley Dr, Osseo, MI, 49266 in Osseo earns its strong cash-flow label: 16.42% yield, $1,642/mo rent, $850/mo net income, DSCR 3.04. The $120,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $33,154 by year five. Combined with $1,105/yr in principal paydown, total projected return reaches $100,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 7.0% |
| Monthly Cash Flow | $850 | $1,200 |
City averages based on Osseo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,642 |
| Total Monthly Debt Service | $744 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49266, Osseo, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 993 (69.2%) |
| Renter Occupied HU | 183 (12.8%) |
| Vacant Housing Units | 259 (18.0%) |
| Median Home Value | $186,126 |
| Average Home Value | $254,101 |
Housing Distribution
Address Breakdown
Residential
1,269
Single Family
1,269
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49266, Osseo, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 993 (69.2%) |
| Renter Occupied HU | 183 (12.8%) |
| Vacant Housing Units | 259 (18.0%) |
| Median Home Value | $186,126 |
| Average Home Value | $254,101 |
Housing Distribution
Address Breakdown
Residential
1,269
Single Family
1,269
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
