687 State StLemoynePA17043
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $215,000, 687 State St, Lemoyne, PA, 17043 in Lemoyne generates $1,446/mo in rent (8.07% yield) but nets only $37/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.50) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $59,401. Total projected return: $84,268.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $37 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,446 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PACB2053468