685 W 860 STremontonUT84337
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 685 W 860 S, Tremonton, UT, 84337 in Tremonton, $395,500, 7.35% gross yield, $105/mo net income. Consider it a market-entry position, the $1,820/mo rent covers the $1,778/mo payment with a margin, and 5%/yr appreciation is projected to add $109,269 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.02) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $117,392.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $105 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,820 |
| Total Monthly Debt Service | $2,161 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84337, Tremonton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,568 (100%) |
| Owner Occupied HU | 3,989 (71.6%) |
| Renter Occupied HU | 1,429 (25.7%) |
| Vacant Housing Units | 150 ( 2.7%) |
| Median Home Value | $417,987 |
| Average Home Value | $441,290 |
Housing Distribution
Address Breakdown
Residential
5,446
Single Family
5,411
Multi-Family
35
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84337, Tremonton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,568 (100%) |
| Owner Occupied HU | 3,989 (71.6%) |
| Renter Occupied HU | 1,429 (25.7%) |
| Vacant Housing Units | 150 ( 2.7%) |
| Median Home Value | $417,987 |
| Average Home Value | $441,290 |
Housing Distribution
Address Breakdown
Residential
5,446
Single Family
5,411
Multi-Family
35
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices