685 Saddleback DrMarysvilleCA95901
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 685 Saddleback Dr, Marysville, CA, 95901 in Marysville worth study. Rental yield 5.72%. The 5.72% gross yield is below cash-flow benchmarks at $815,000, but 5% annual appreciation, adding $225,169 over five years, frames this as a capital growth position. Rent of $3,887/mo partially offsets the $3,665/mo payment. Ziffy Mortgage finances appreciation-play properties (1.06 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $232,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.5% |
| Monthly Cash Flow | $(1,185) | $350 |
City averages based on Marysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,887 |
| Total Monthly Debt Service | $4,747 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.51 Acres lot
$N/A/sqft
$90 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.51 Acres lot
$N/A/sqft
$90 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jimi Faria • LPT Realty, Inc
Mls Name: MetroList Services of CA
Mls ID: #225062328