6830 Xavier Circle #3WestminsterCO80030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 6830 Xavier Circle #3, Westminster, CO, 80030 in Westminster at $405,000, 5.57% gross yield, is a market-growth asset. Rental yield 5.57%. The $1,879/mo rent partially funds the $1,821/mo debt service; the core return is the 5%/yr price growth projected to add $111,894 over five years. Ziffy Mortgage's DSCR mortgage (1.03) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $121,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.8% |
| Monthly Cash Flow | $(481) | $1,850 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,879 |
| Total Monthly Debt Service | $2,199 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80030, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,403 (100%) |
| Owner Occupied HU | 3,155 (49.3%) |
| Renter Occupied HU | 2,824 (44.1%) |
| Vacant Housing Units | 424 ( 6.6%) |
| Median Home Value | $497,315 |
| Average Home Value | $534,928 |
Housing Distribution
Address Breakdown
Residential
6,329
Single Family
5,096
Multi-Family
1,233
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80030, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,403 (100%) |
| Owner Occupied HU | 3,155 (49.3%) |
| Renter Occupied HU | 2,824 (44.1%) |
| Vacant Housing Units | 424 ( 6.6%) |
| Median Home Value | $497,315 |
| Average Home Value | $534,928 |
Housing Distribution
Address Breakdown
Residential
6,329
Single Family
5,096
Multi-Family
1,233
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matt Geerdes • Engel Voelkers Castle Pines
Mls Name: REcolorado
Mls ID: #1905539