682 Jack Sharp RdColbertGA30628
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 682 Jack Sharp Rd, Colbert, GA, 30628 in Colbert speaks for itself: 10.11% gross on a $259,900 price, generating $2,189/mo in rent and $607/mo in net income after the $1,169/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,284 stacks alongside $71,806 in projected five-year appreciation and $2,394/yr in principal reduction. Projected total cumulative return: $137,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 10.0% |
| Monthly Cash Flow | $607 | $300 |
City averages based on Colbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,189 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices