6817 Peyton DrSeffnerFL33584
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 6817 Peyton Dr, Seffner, FL, 33584 in Seffner. Rental yield 3.68%. At $1,299,850 with 3.68% gross yield, current distributions are modest, but the 5% appreciation rate projects $359,125 in new equity by year five, complemented by $11,972/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.68) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $196,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.8% |
| Monthly Cash Flow | $(4,638) | $210 |
City averages based on Seffner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,988 |
| Total Monthly Debt Service | $8,109 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices