6807 Pine Creek DrToledoOH43617
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6807 Pine Creek Dr, Toledo, OH, 43617 in Toledo. Priced at $260,000, it generates $4,494/mo in gross rent and $2,554/mo in net monthly cash flow, a 20.74% yield that comfortably supports the 3.84 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $30,645. Five-year appreciation: $71,833. Equity from principal paydown: $2,395/yr. Total projected cumulative return: $264,405.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.7% | 7.2% |
| Monthly Cash Flow | $2,554 | $450 |
City averages based on Toledo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,494 |
| Total Monthly Debt Service | $1,837 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43617, Toledo, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,309 (100%) |
| Owner Occupied HU | 2,797 (84.5%) |
| Renter Occupied HU | 355 (10.7%) |
| Vacant Housing Units | 157 ( 4.7%) |
| Median Home Value | $293,571 |
| Average Home Value | $301,398 |
Housing Distribution
Address Breakdown
Residential
3,079
Single Family
3,040
Multi-Family
39
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43617, Toledo, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,309 (100%) |
| Owner Occupied HU | 2,797 (84.5%) |
| Renter Occupied HU | 355 (10.7%) |
| Vacant Housing Units | 157 ( 4.7%) |
| Median Home Value | $293,571 |
| Average Home Value | $301,398 |
Housing Distribution
Address Breakdown
Residential
3,079
Single Family
3,040
Multi-Family
39
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices